Our Money Saving Business Model for Employers

Our phenomenal success is a direct result of our unique business model that involves a team composed of a commercial law firm and insurance experts and consultants. We have superior knowledge and experience in dealing with the Bureau (WCIRB) and handling the intricacies of the Bureau guidelines and regulations.

 Balance and commercial insurance

Combination Of Knowledge And Experience

The members of our team came together and combined their expertise, service, achievements and reputation in the industry to form the most successful insurance service firm in the State of California. Together we have formed unique programs and plans of action that are utilized by little, if any other insurance agency. Our services have produced amazing results for our clients that have saved them millions of dollars.

One of the mysteries in the commercial insurance industry is the experience modification factor in calculating workers compensation premiums. (the mod.). Other agencies many know what the ex. mod. is, but simply knowing about it does nothing to help the employer.

We not only having a thorough understanding of the ex. mod., but we are experts in knowing how it is calculated and how to impact it. We are the originators in designing programs and plans of action to directly impact the ex. mod. and save employers money. Unlike most, if not all other agencies, we have tremendous knowledge of reserving practices and claims handling, issues that also impact workers compensation premiums.